Are you retiring soon? Do you know your estimated pension?

05 April 2024

police retirement pension

Did you know as a Police Officer…if you joined before April 2016…you were contracted out of the State Earnings-Related Pension Scheme?

This means that many of you will NOT receive a full state pension!

 

To receive a forecast, you must either write or phone the Government gateway service for pensions.

 

  • Download the form here, complete it and send it to the address on the form. They usually respond within 14 days.

  • Or you can find contact details here, phone 0800 731 0175.

Knowing your forecast will give you the opportunity to decide whether to plug the shortfall by making additional payments towards your NI contributions.

Not a Harp and Crown Credit Union member yet?

Open an account with us today! And save towards your retirement!

Already have an account?  Here’s some ways in which you can try to make some savings and put more money away for your pension.

Don’t forget you receive FREE LIFE COVER with your Harp and Crown Credit Union account up to age 70. 

Savings example: bring your savings up to £10,000. In the event of your death, your loved one would receive £5,000 on TOP of your £10K savings.  Any loans would be written off. 

Get in touch today.

Email creditunion@harpandcrown.co.uk or phone 028 9068 5198 or call in and see us during office hours (no appointment necessary). 

“Save regularly and borrow only what you need.”

The Harp and Crown Credit Union provides safe, secure, flexible finances for the wider police family in Northern Ireland.

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc