ethical borrowing

Mental Health Awareness


It’s Mental Health Awareness Week (15-21 May) and the theme is “Anxiety”.

Mental Health Awareness

First Time Loan May 2023


Are you a new member (a member for less than 6 months) and/or haven’t taken out a loan with us yet?

First Time Loan May 2023

Debt Consolidation Case Study May 23


Continuing our support of Mental Health Awareness WeekOne of our members approached us recently to apply for a loan but hadn’t declared all outgoings.

Debt Consolidation Case Study May 23

Summer Loan Promo 5 days


Only 5 days to go for our Summer Loan Promotion!

Summer Loan Promo 5 days

Summer Loan Promo 4 days


Only 4 days to go until our Summer Loan Promotion ends!

Summer Loan Promo 4 days

Summer Loan Promo 2 days


Only 2 days to go until our Summer Loan Promotion ends!

Summer Loan Promo 2 days

Summer Loan Promo Final Day


Hurry!  It’s the FINAL DAY of our Summer Loan Promotion!

Summer Loan Promo Final Day

Top Up Loan June 23


Do you know how much is remaining on your loan with us? Remember our 5 x savings Vs borrowing benefit!

Top Up Loan June 23

Credit Union 5 Reasons


Why join a credit union?

Credit Union 5 Reasons

Credit Union Human Way


Here’s just ONE of the main reasons to apply for a loan with us!

Credit Union Human Way

First Time Loan June 2023


A huge welcome to our new members! Thank you for choosing us as your Number ONE credit union!

First Time Loan June 2023

Member Case Study Debt


We were delighted to help one of our members this week who was struggling with unmanageable debt.

Member Case Study Debt

Testimonial Tuesday Paul


Paul wanted to apply for a new loan and had queried paying off his existing loan balance with his Harp and Crown CU savings. 

Testimonial Tuesday Paul

Rise in interest rates


“Credit card APRs hit 30% as car loans charges double.”

Rise in interest rates

Join a credit union today


Why join a credit union?

Join a credit union today

Top Up Loan Jul 23


Do you know how much is remaining on your loan with us?  Need some help with forthcoming holiday costs?

Top Up Loan Jul 23

Loan Calculator July


Need help financing a holiday, car, home improvement, credit card debt and more?  And in an ethical, flexible and affordable way?

Loan Calculator July

Follow us


THANK YOU for following us on social media.

Follow us

Going Green with an Electric Car


More and more people are moving towards a "greener" way of life, with a range of eco-friendly and sustainable products available.  Some involve large investments, others a simple change in behaviour.

Going Green with an Electric Car

Debt Consolidation Aug 23


 We are an ethical financial services provider, here for our members.

Debt Consolidation Aug 23

Credit Card Debt Poll


The continued HIGH cost-of-living is continuing to create financial stress for many.  We conducted a Social Media POLL asking YOU if you’re paying off any credit cards or loans…

Credit Card Debt Poll

Back to school loan


Kids BACK TO SCHOOL soon, but not quite organised?

Back to school loan

Instant access with no penalty


One of our members this week came to us for an EMERGENCY car loan…

Instant access with no penalty

Debt Consolidation Story


We HELPED a member with several HIGH INTEREST credit cards (one as high as 26% APR)…

Debt Consolidation Story

CU Vs Bank


Apart from ONE great reason alone…the increase in Bank of England rates…and our lower interest rates remaining the same…here's why you should visit your credit union FIRST before approaching a bank for a loan.

CU Vs Bank

Ethical Borrowing


CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

Ethical Borrowing

Top Up Loan Before Payday


Need a TOP UP to help before payday or to pay unexpected bills this month? Get in touch before the Bank Holiday weekend!

Top Up Loan Before Payday


Loan Interest Saved


We saved a member £500 in loan interest...

Loan Interest Saved

Testimonial Tuesday Survey


WOW! Just WOW!  We received this WONDERFUL feedback from a Harp and Crown Credit Union member.

Testimonial Tuesday Survey

1K Loan Interest Saved


Putting YOU first…let us do the MATHS to help YOU SAVE…

1K Loan Interest Saved

Borrow Five Times Savings


Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

 

Borrow Five Times Savings

loan calculator october


Do you help financing…

loan calculator october

refer family


Don't forget our October promotion for YOU and YOUR family!

refer family

cu vs bank blog


Credit Unions are VERY on topic at the moment with the departure of several major banks in Ireland, and credit unions coming to the fore in excellence.

cu vs bank blog

try our loan calculator


Need some help with the following...

try our loan calculator

talk to us first


BAD DEBT has a sneaky way of creeping up on you…

talk to us first

christmas loan promotion from today


Could a loan help you this Christmas?  YOU may be eligible** for our loan promotion up to the value of £5,000!  NO application form required.   

christmas loan promotion from today

feedback fri greg


Greg was able to TOP UP his existing loan, with funds being transferred on the same day as his application.

feedback fri greg

testimonial tues nigel loan promotion


Nigel took advantage of our Christmas Loan Promotion yesterday and is now entered into our £500 prize draw!

testimonial tues nigel loan promotion

testimonial tues alistair loan promotion


With just under 6 weeks until Christmas...Alistair took advantage of our Christmas Loan Promotion yesterday and is now entered into our £500 prize draw!

testimonial tues alistair loan promotion

finding a yes for you


Come to us FIRST…we’ll always try and find a way to SAY YES.

 

finding a yes for you

payroll adjustment for dec pay


Serving PSNI Officer or Police Staff?

payroll adjustment for dec pay

christmas loan promo ends today


FINA DAY… of our Christmas Loan Promotion!  Have you applied for YOUR loan yet?  If eligible** you could apply for a loan up to the value of £5,000!  NO application form required.   

christmas loan promo ends today

loyal saver loan at christmas


NEED some extra funds coming up to Christmas? BUT don’t want to withdraw more of your SAVINGS?

loyal saver loan at christmas

total loan rebate 2023


In 2023, we paid out a total of £76,000 in LOAN INTEREST REBATE to our borrowers!

 

total loan rebate 2023

why apply for a credit union loan


Why apply for a credit union loan?

why apply for a credit union loan

testimonial tuesday mel


Mel applied for a FIRST TIME LOAN and funds were transferred that same day.

 

testimonial tuesday mel

debt consolidation 2024


We’ll always try our best to HELP YOU reduce any high interest debt and STOP you sinking into further debt.

debt consolidation 2024

car insurance up


With CAR INSURANCE premiums at an all-time high for Northern Ireland drivers...

 

car insurance up

testimonial tues adrian


You’re welcome Adrian!

 

testimonial tues adrian

jan finances poll


January Finances Poll - the results are in!

 

jan finances poll

credit union loans same day


Around 95% of our CREDIT UNION LOAN applications are approved and issued on the same day.

credit union loans same day

siobhan ceo social enterprise podcast


We’ve been keeping this one under wraps for a while…

siobhan ceo social enterprise podcast

credit union loan vs pcp and hp finance


Changing your car soon? Not sure whether to buy NEW, second hand or go down the HP or PCP route?

credit union loan vs pcp and hp finance

first time loan car


Harp and Crown Credit Union member Jenny applied for a FIRST TIME LOAN at our competitive interest rate of 5.5% APR.

first time loan car

savings protected with loyal saver loan


Need to cover the cost of a new car or emergency car repairs?  Home Improvement? A well earned holiday.  Or perhaps you or a loved one have forthcoming wedding costs to manage?

savings protected with loyal saver loan

valentines engagement 2024


Organising a wedding is costly so make sure you are prepared!

valentines engagement 2024

honeymoon costs


Did you or a family member just get engaged? 

honeymoon costs

first time loan feb 24


A huge welcome to our new members! Thank you for choosing us as your No 1 credit union! 

first time loan feb 24

credit union not credit card mar 24


Is your CREDIT CARD nearly maxed out?

credit union not credit card mar 24

testimonial tues sean


Sean had his “home improvement loan” application approved and funds transferred to his account…all on the same day!

testimonial tues sean

cu not cc apr 24


Is your CREDIT CARD nearly maxed out?

cu not cc apr 24

travel in 2024


Our latest survey showed us that TRAVEL is IMPORTANT to our members! 39% of you cited TRAVEL as one of your main interests! Here’s what you need to know if you’re planning a trip this year and how YOUR Credit Union can help you get there!

travel in 2024

17 million in loans


We made lots of BIG things happen during April!

17 million in loans

summer loan promo wk 2


It's Week TWO of our big Summer Loan Promotion!

summer loan promo wk 2

summer loan promo eligibility


Are you eligible for our Summer Loan Promotion?

summer loan promo eligibility

summer loan promo final week


FINAL WEEK with 5 days to go....

summer loan promo final week


how 5k could help you


Day 4 of our Summer Loan Promotion!

how 5k could help you

cu vs banks 2024


There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

cu vs banks 2024



need to update beneficiary


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

need to update beneficiary

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc